Senior Benefits Plus
Providing Seniors With The Best Coverage Solutions
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Indexed Annuities
Indexed Annuities
Growth with Market Protection
Indexed Annuities are a unique type of annuity that combines growth potential with protection from market downturns. They are designed to help you save for retirement while safeguarding your principal investment.
Here’s how they work:
With an Indexed Annuity, your earnings are linked to the performance of a market index, such as the S&P 500. While your money isn’t directly invested in the stock market, your returns are based on how the index performs. Unlike variable annuities, Indexed Annuities offer a safety net, ensuring you won’t lose your initial investment due to market losses.
Key Features:
Market-Linked Growth: Your returns are tied to the performance of a market index, offering growth potential higher than traditional fixed annuities.
Principal Protection: Even if the market goes down, your initial investment is protected, giving you peace of mind. Tax-Deferred Growth: You don’t pay taxes on earnings until you withdraw them, helping your money grow faster. Income Options: Many Indexed Annuities allow you to convert your savings into guaranteed lifetime income, ensuring financial stability during retirement. Flexibility: Indexed Annuities often include features like caps, participation rates, or spread fees that let you customize your risk and reward balance. Why It’s Ideal for Seniors and New Investors: For seniors, Indexed Annuities offer the perfect blend of safety and opportunity. They provide growth potential to help combat inflation, while their protection features ensure your hard-earned savings remain secure. For new investors, they’re a low-risk way to participate in market-based growth without the worry of losing money. Indexed Annuities are a versatile solution for those seeking steady, secure growth with a chance to benefit from market performance. Let us help you explore how Indexed Annuities can fit into your retirement plan and provide the financial confidence you deserve.
Principal Protection: Even if the market goes down, your initial investment is protected, giving you peace of mind. Tax-Deferred Growth: You don’t pay taxes on earnings until you withdraw them, helping your money grow faster. Income Options: Many Indexed Annuities allow you to convert your savings into guaranteed lifetime income, ensuring financial stability during retirement. Flexibility: Indexed Annuities often include features like caps, participation rates, or spread fees that let you customize your risk and reward balance. Why It’s Ideal for Seniors and New Investors: For seniors, Indexed Annuities offer the perfect blend of safety and opportunity. They provide growth potential to help combat inflation, while their protection features ensure your hard-earned savings remain secure. For new investors, they’re a low-risk way to participate in market-based growth without the worry of losing money. Indexed Annuities are a versatile solution for those seeking steady, secure growth with a chance to benefit from market performance. Let us help you explore how Indexed Annuities can fit into your retirement plan and provide the financial confidence you deserve.
816-793-3880